Payments that think ahead, not just transactions that go through.
PeregrineGPay is a full-stack payment platform (gateway, payouts, subscriptions and checkout) wrapped in an AI layer that predicts fraud before it happens, retries failed invoices at the perfect moment, and rebuilds the checkout page in real time for every single shopper.
One integration. Every way to get paid.
Everything a modern finance team needs, unified under a single API, dashboard and ledger.
Payment Gateway
Accept cards, wallets, bank transfers and BNPL with a single checkout integration and smart routing for higher success rates.
Payment Links & Pages
Sell without a website. Generate a branded, no-code payment page or link in seconds, shareable anywhere.
Subscriptions & Billing
Recurring billing with AI-managed dunning, proration, and usage-based plans that scale with your customers.
Instant Payouts
Send vendor payments, refunds and payroll in real time, with automated reconciliation against your ledger.
Route: Marketplaces
Split a single payment across multiple sellers, vendors or partners automatically, at the moment of checkout.
POS & In-Person
Tap-to-pay hardware and software that shares the same ledger and AI fraud engine as your online store.
An AI co-pilot for your money, on both sides of the transaction.
PeregrineGPay applies machine learning everywhere a decision is being made: in your dashboard, and in your customer's checkout window.
Ask your revenue a question. In English.
Skip the dashboard filters. Finance managers can type a request in plain language, and the Revenue Copilot writes and runs the query, then renders the chart. No SQL, no analyst, no ticket.
- Text-to-SQL engine trained on your transaction schema
- Understands filters like payment method, geography and plan tier
- Results render as charts, tables or a one-line answer
Choose a question above to see the Revenue Copilot respond.
Fraud models that watch behavior, not just thresholds.
Static rules, such as "flag anything over $5,000", miss sophisticated fraud and block good customers. Our deep-learning models score hundreds of real-time behavioral signals, including typing cadence, pointer movement and device-fingerprint drift, and silently stop fraud before it ever reaches the card networks.
- Behavioral biometrics scored in under 40ms
- Silent step-up challenges instead of blunt declines
- Self-learning thresholds that adapt per merchant vertical
Retry failed invoices when funds actually land.
A failed "insufficient funds" charge doesn't need a blind retry in 72 hours. Our models learn each consumer's banking rhythm, such as payday cycles and typical balances, and schedule the retry for the moment they're most likely to have liquidity.
- Up to 34% more recovered revenue than fixed-schedule retries*
- Predicts the next likely liquidity window per customer
- Automatic dunning emails synced to the retry attempt
*Illustrative figure based on modeled recovery-rate uplift.
The checkout page rebuilds itself per shopper.
Device, network and geography shift the entire payment sheet in real time. A shopper on a slow connection in Europe gets lightweight local methods front-and-center and heavy assets dropped, before the page even finishes painting.
Recognized once, trusted everywhere.
On-device models securely recognize a returning shopper across the entire merchant network. If they've paid through PeregrineGPay anywhere before, a cryptographic handshake pre-fills shipping and billing. No login, no re-typed card number, no OTP hunting through SMS.
- On-device matching: raw biometrics never leave the customer's device
- Network-wide trusted-profile recognition via tokenized handshake
- One-tap OTP autofill pulled straight from the device keyboard
Bank-grade security, by default.
Every transaction, model and merchant record runs inside the same hardened, audited infrastructure.
Simple pricing. No setup fees.
Start free, pay as you process. Switch plans anytime.
Starter
For new businesses testing the waters
- Payment gateway & payment links
- Standard fraud rules engine
- Email support
Growth
For scaling teams that need the AI suite
- Everything in Starter
- Predictive fraud shielding & smart retries
- Natural-language Revenue Copilot
- Priority support, 24/7
Enterprise
For high-volume & regulated platforms
- Everything in Growth
- Dedicated infrastructure & SLA
- Custom model tuning per vertical
- Named solutions engineer
Ship a checkout in an afternoon.
One SDK, clear docs, and sandbox keys the moment you sign up. Webhooks, idempotency keys and typed client libraries included, no surprises in production.
- REST & GraphQL APIs with typed SDKs (Node, Python, Go, Java)
- Pre-built UI components for web & mobile
- Full sandbox with simulated banks and fraud scenarios
const peregrine = require('@peregrinegpay/node')('sk_live_...');
const payment = await peregrine.payments.create({
amount: 4999,
currency: 'usd',
ai_checkout: true, // dynamic method ranking
fraud_shield: 'adaptive', // behavioral scoring
smart_retry: true
});
console.log(payment.status); // "succeeded"Built with early design partners across retail, SaaS and travel.
"The smart-retry engine alone recovered revenue we'd written off. It feels like we hired a collections analyst that never sleeps."
"Our EU mobile conversion jumped once checkout started adapting to network speed automatically. We didn't have to build any of it."
"Asking the Revenue Copilot a question is faster than opening our old BI tool. Our finance lead uses it daily now."